Website Terms & Conditions

1. Acceptance of Terms

By accessing or using the TNM Group website, you agree to these Website Terms & Conditions.

If you do not agree, please discontinue use of the website.

2. Website Purpose

The TNM Group website provides information about our credit education, credit assistance, and related services.

Website content is provided for general informational and educational purposes and does not constitute legal or financial advice.

3. Credit Services

TNM Group offers credit education and credit-related assistance through designated service packages.

Specific services, fees, billing arrangements, and cancellation rights are described in the applicable client service agreement.

Using this website does not automatically establish a paid client relationship.

4. Client Enrollment

Clients may enroll through our designated Client Dispute Manager enrollment system.

Clients must provide accurate information and review the applicable service agreement and required consumer disclosures before signing.

5. Client Portal

Clients are responsible for protecting their portal login credentials and providing accurate documentation.

Sensitive identification documents, credit reports, and related records should be submitted through the designated client portal rather than through general website contact forms.

6. Complimentary Credit Audit

TNM Group may provide complimentary credit audits to help consumers understand their credit reports.

Obtaining credit reports through an independent credit monitoring provider may involve separate subscription fees.

A complimentary audit does not require the purchase of TNM Group’s paid services.

7. No Guaranteed Results

TNM Group does not guarantee:

• A specific credit score or credit score increase.
• Removal of accurate negative credit information.
• Approval for loans, credit cards, or other financing.
• Specific credit reporting investigation outcomes.

Individual results vary based on the accuracy of reported information, personal circumstances, and third-party decisions.

8. Payments

TNM Group currently handles eligible client payments separately from its public website.

Payment arrangements are governed by the applicable signed service agreement and federal and state law.

No automatic payment is collected merely by visiting the website or submitting an enrollment form.

9. Third-Party Websites

Our website may link to independent third-party platforms, including Client Dispute Manager and SmartCredit.

Use of these services may be governed by their separate terms and privacy policies.

10. Intellectual Property

TNM Group’s original website content, branding, graphics, and educational materials may not be reproduced or distributed commercially without permission, except as permitted by law.

11. Acceptable Website Use

Visitors agree not to misuse website forms, submit fraudulent information, interfere with website operations, or attempt unauthorized access.

12. Privacy

Personal information is handled according to our Privacy Policy and applicable law.

13. Consumer Rights

Nothing in these Terms & Conditions limits or waives any consumer rights protected under applicable federal or state law.

14. Changes to These Terms

TNM Group may update these Website Terms & Conditions periodically.

Updates will be posted with a revised effective date. Changes do not automatically modify existing signed service agreements.

15. Contact Information

TNM Solutions LLC d/b/a TNM Group

254 Chapman Rd, Suite 208

Newark, DE 19702

Email: [email protected]